Captain’s Checklist: Top Boat Safety Tips for Smooth Sailing

There’s nothing quite like a day on the water — the sun on your face, the breeze in your hair, and the peaceful sound of waves beneath your boat. But even the most seasoned captains know that safety comes first. Whether you’re taking your boat out for a weekend getaway or a quick spin around the bay, making safety your top priority ensures that the only surprises you encounter are beautiful sunsets and maybe a dolphin sighting or two.Here are must-know boat safety tips that every captain (and crew) should keep in mind before setting sail:

1. Check the Weather Before You Go.

Storms can roll in quickly. Always check your local marine forecast before heading out and monitor conditions throughout the day. When in doubt, it’s better to stay docked than to risk rough waters.

2. Make a Float Plan.
Let someone on land know where you’re going, who’s on board, and when you plan to return. This simple habit can be a lifesaver in an emergency.

3. Wear (and Carry) Life Jackets
Life jackets aren’t just for kids —they’re for everyone. Make sure your boat is equipped with U.S. Coast Guard-approved life jackets for each person on board. And yes, that includes your four-legged friends!

4. Know the Rules of the Water
Boating has its own “road rules.” Learn the navigation markers, understand right-of-way, and always operate at safe speeds — especially near docks or in crowded waters.

5. Do a Pre-Departure Safety Check.
Before leaving the dock, check your fuel levels, engine, electrical systems, navigation lights, and emergency equipment. A few minutes of preparation can prevent hours of frustration — or danger — later.

6. Don’t Mix Boating and Alcohol
Operating a boat under the influence is not only dangerous but also illegal. Save the celebration for when you’re safely back on land.

7. Stay Covered with the Right Insurance
Even with the best precautions, accidents can happen. Make sure your boat insurance policy is up to date and that it covers the essentials — from liability and damage to towing and emergency services.

Safety on the Water Starts with You

At Klinger Insurance Group, we’re passionate about helping you protect what matters — whether it’s your home, your car, or your time on the water. If you have questions about boat insurance or want to make sure you have the right coverage, give us a call at 301-428-4935. We’re here to help you sail through the season with confidence.

Here’s to blue skies, calm waters, and safe adventures!