Klinger Insurance Group - Germantown, Maryland

Klinger Insurance Group Provides Auto/Car Insurance, Home Insurance, and Business/Commercial Insurance for Germantown and All of Maryland

Robert Klinger
Robert "Bob" Klinger, President

Klinger Insurance Group is recognized as one of the leading and trusted independent insurance agencies and brokerage firms in Germantown, MD. The company services the Washington, D.C. metropolitan area and they are licensed in fourteen states. Klinger Insurance Group was founded in 1993 and insures over 8,300 clients throughout our region with over 10,000 policies currently in force. We act as agents, advisors, administrators and brokers.

Klinger Insurance Group strives to ensure that our clients receive the most cost-effective, comprehensive coverage that addresses both present and future needs. We are constantly adding new insurance carriers to our list of options, providing better coverage for our clients, as their insurance needs change.

As an insurance agent/broker we represent each client and act as account executives to coordinate all of their insurance needs. In addition, we monitor your insurance portfolio to ensure that you receive the maximum benefit.

As your agent/broker we serve as the liaison between you and the insurance company. Staying abreast of the latest innovations, Klinger Insurance Group maintains close ties with its clients, ensuring each individual or business long-term well-being.

Auto Insurance

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
Home Insurance

Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
Business Insurance

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
Life & Health Insurance

Life & Health Insurance

Protect your family by providing security and peace of mind for years to come.

Germantown Insurance Quotes

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Recent News & Updates

Cargo Insurance Vs. Commercial Trucking Insurance

Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?... Read Article

Understanding Collector Car Insurance

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

How To Tow A Trailer Properly

Whether you’re moving your child back home from college or hauling equipment for your business, a trailer helps when you need some extra space to pack things. While towing a trailer may not seem much different than driving a car, there are a few things to keep in mind before you hitch your trailer. VERIFY THE TOWING CAPACITY Just because you have a vehicle with... Read Article

What Is Graded Death Benefit Life Insurance?

A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who are unable to be approved for standard life insurance. There is no medical exam required. People who have been declined for life insurance from all other companies can still get coverage through a graded benefit life insurance plan. How Does... Read Article