Commercial Earthquake

Business owner and employees discussing earthquake insurance to ensure protection for property, assets, and staff.

Many business owners recognize the significance of insurance coverage to safeguard their assets against risks like fire, vandalism, theft, storm damage, and various other potential threats. However, one often overlooked peril is earthquakes.

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Church Insurance

Interior view of a church, highlighting the space that can be protected with Church Insurance

Your church plays a pivotal role in both your personal life and your community. It relies on the generous donations of its parishioners for its existence. Thus, safeguarding your ministry's future is paramount, and this hinges on securing the appropriate church insurance policy.

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Cargo Insurance

Shipping containers being loaded onto a cargo ship, representing the security and protection provided by Cargo Insurance

Cargo insurance serves as a vital shield, allowing you to safeguard your freight against the financial setbacks associated with external factors. This insurance coverage offers protection against damage and loss, ensuring that funds are readily accessible to reimburse any losses up to the full declared value of the cargo.

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Workers’ Compensation

Image of a worker who has fallen from a ladder, holding their injured arm, highlighting the importance of Workers' Compensation insurance for covering accidents and injuries on the job

Workers' compensation provides crucial benefits to employees who have suffered work-related injuries or illnesses. Such injuries can manifest suddenly, as a result of accidents, or develop over time, often due to repetitive tasks. These benefits include:

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General Liability

Graphic showing a business owner shielded by a protective umbrella labeled 'General Liability,' symbolizing coverage for injury claims, property damage, and legal costs.

General liability coverage can be integrated into a business owner’s policy (BOP) or structured as a standalone form of coverage. It offers protection against an array of risks inherent to business operations, including:

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Pet Insurance

Image of a happy dog and cat with a shield symbol representing Pet Insurance, emphasizing coverage for veterinary expenses and care

Pet insurance provides owners with the peace of mind that their canine or feline friends will receive the necessary treatment promptly, regardless of the situation.

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Motorcycle

motorcycle insurance

Motorcycles offer a cost-effective means of transportation, coupled with an unparalleled sense of freedom. When it comes to…

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Motor Home / RV Insurance

Image of a motor home on a scenic road, with a shield symbol representing Motor Home Insurance, highlighting protection against accidents, theft, and damages

This is where the importance of your RV or motorhome insurance policy truly shines. Not all policies are created equal; each one comes with distinct coverages and limitations. So, how do you determine what's the right fit for you?

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Mobile & Manufactured Home Insurance

Mobile and Manufactured Home Blog

Clients who own mobile homes require specialized insurance coverage tailored specifically for manufactured housing. Mobile home insurance plans are meticulously crafted to safeguard against unforeseen circumstances that could result in substantial financial setbacks.

These encompass protection against damages to the physical structure of the home, as well as coverage for risks associated with fire, certain types of storm-related damage, theft, acts of vandalism, and accidental harm.

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Renters Insurance for College Students

College student feeling secure with renters insurance while organizing their dorm room

After 18 years, your child is heading to college! While it can be an exciting time, it is also an anxious one, especially for parents like you who suddenly have an empty nest. It’s important to make sure their belongings are covered. With the help of Klinger Insurance Group Renters Insurance, you can insure your child's possessions and you can wave goodbye with peace of mind. 

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