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Insurance Blog

Please read and comment on our blog. Please feel free to ask us any questions. We will have a wide variety of insurance topics. If there is a topic that you would like to see, please let us know.

 

Top 10 Health Code Violations

As a restaurant you must ensure the right safety systems and precautions in your place. Plus, you won’t have to stress out and frustrated every time your local health inspector visits your restaurant. Also, to keep everything in place and for the safety of your guests and your staff.   There are different rules for health code violations and health code inspections in every state and country. As general...

Ways to Reduce Slips, Trips, and Falls in your Workplace

Slips, trips, and falls are the leading cause of general workplace accidents can cause pain, chaotic and embarrassment when people are watching, and can also lead to lawsuits. As a matter of fact, the most common causes of workers’ compensation claims are slips, trips, and falls in the workplace. According to the Bureau of Labor Statistics there are almost 700 fatalities per year caused by slips, trips, and falls. Fortunately, there are many ways you can proactively manage your workplace environment to decrease the risk of injury of your employee as well as your customer....

The Importance of Reviewing Your Life Insurance Policy

You have likely already completed the hard part – putting a life insurance policy in place. However, it’s imperative you review your policy (or policies) at least once a year. The review will protect you from paying more than you need to, allow you to increase your coverage, or convert a term life insurance policy to a whole life insurance policy.  Why Review Your Life...

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

What Is An Umbrella Policy?

I’m a safe driver. I don’t do risky things. Someone I know would never sue me. When it comes to truly terrible events, many people have the “it can’t happen to me” mentality. However, by simply driving a car, owning a home, or entertaining friends, the possibility exists that a tragic accident could occur… and potentially, a costly lawsuit. Many people mistakenly believe that only...