Avoid Holiday Claims: Tips for a Safer Thanksgiving

Thanksgiving is a time of warmth, family, and feasting — but for insurers, it’s also one of the busiest days of the year for claims. What if just a few simple precautions now could spare you from a costly emergency later? Stick with us through this blog, because by the end, you’ll know exactly where the greatest risks lie — and how Klinger Insurance Group can help you protect what matters most.

Why It Matters to You

Every holiday comes with its joys — and its dangers. Thanksgiving isn’t just about gathering around a table; it’s a time when claims skyrocket. Whether it’s fire, car accidents, or little slips and spills, incidents that happen during the holiday can lead to big financial and personal consequences. Knowing where the risk lies lets you plan smart, protect your family, and enjoy your celebration without anxiety.

The Truth About Thanksgiving Risks: What’s Driving Those Insurance Claims

Here are some of the most common types of insurance claims during Thanksgiving — and how they tend to happen

1. Kitchen Fires

• Cooking is the heart of Thanksgiving — but it’s also the biggest source of fire-related claims. Unattended food, grease splatters, or distractions can spark accidental fires. 
• The risk is especially high during prep times, when multiple dishes are cooking or being monitored.

2. Car Accidents

• The week of Thanksgiving consistently sees a spike in car accidents.
• According to telematics-based data, drivers during Thanksgiving drive more aggressively — more speeding, more distractions — which increases accident risk.
• Even the Wednesday before Thanksgiving — known informally as “Black Wednesday” — tends to be dangerous: accident and property damage claims go up significantly.

3. Slips, Falls & Liability Issues

• With more guests in the house, the risk of slips or falls increases, especially when people are rushing, carrying food, or navigating crowded rooms.

• There’s also a higher chance of accidental injuries — someone trips on a cord, or a child knocks over a hot dish

4. Home Fires Beyond the Kitchen

• According to fire-safety data, Thanksgiving has one of the highest rates of home cooking fires compared to other days of the ye
• Apart from cooking fires, general fire risk goes up due to things like unattended candles, decorations, or even heating appliances.

How Klinger Insurance Group Can Help You Stay Safe — and Insured

At Klinger Insurance Group, we don’t just sell policies — we help you prepare for real risks, especially during high-risk times like Thanksgiving. Here’s how:

• We’ll review your home insurance policy with you to make sure it covers fire damage, liability, and unexpected guest injuries.
• We can assess your auto coverage for holiday travel: do you have enough coverage for frequent trips, or would a better bundle be smarter for you?
• We offer risk-mitigation tips — like how to cook safely, avoid common fire hazards, and manage guest traffic — based on real claim data.
• We walk you through the claims process, so if anything does happen, you know exactly who to call and what to expect.

Make This Thanksgiving Safer — Let’s Talk

Contact Klinger Insurance Group today for a free, no-commitment holiday risk review. Together, we’ll make sure your coverage is robust enough to protect your home, your car, and your loved ones during the most celebration-heavy times.

Call us at 301-428-4935

Visit our website: www.klingerinsurancegroup.com

Please email us: info@klingerinsurancegroup.com

Thanksgiving is about gratitude — not regret. A little preparation and the right insurance mean you can enjoy every moment, knowing your celebration is covered. Let Klinger Insurance Group help you make this holiday safe, joyful, and stress-free.