Klinger Insurance Group is recognized as one of the leading and trusted independent insurance agencies and brokerage firms in Germantown, MD. The company services the Washington, D.C. metropolitan area and they are licensed in twenty-two states. Klinger Insurance Group was founded in 1993 and insures over 8,300 clients throughout our region with over 10,000 policies currently in force. We act as agents, advisors, administrators, and brokers.

Klinger Insurance Group strives to ensure that our clients receive the most cost-effective, comprehensive coverage that addresses both present and future needs. We are constantly adding new insurance carriers to our list of options, providing better coverage for our clients, as their insurance needs change.

As an insurance agents/brokers we represent each client and act as account executives to coordinate all of their insurance needs. In addition, we monitor your insurance portfolio to ensure that you receive the maximum benefit.

As your agent/broker we serve as the liaison between you and the insurance company. Staying abreast of the latest innovations, Klinger Insurance Group maintains close ties with its clients, ensuring each individual or business’s long-term well-being.

An Independent Advantage

We are Independent Agents in [bf_ins field=city], [bf_ins field=state], free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. [bf_ins field=company_name] represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.