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Archives: 2023

What to Know About Ice Dams

Icicles are hanging from the roof, the ground is slick beneath your feet and you can spot snow, ice and debris above your head. The telltale signs are all there: You have an ice dam.What is an Ice Dam?An ice dam is a ridge of ice that occurs on the edge of the roof of your house that prevents melting snow from draining off your home’s...

How to Protect Your Mortgage with Life Insurance

Purchasing a home is a significant financial investment, and for most, it involves taking on a mortgage. While you work hard to create a comfortable and secure living space for your family, it’s equally essential to protect this investment with life insurance. Let’s explore how you can safeguard your mortgage with the right life insurance coverage. Types of Life Insurance When it comes to protecting...

Do You Know Your Host Liquor Liability?

Hosting a party can be a wonderful way to bring family and friends together during any season. When entertaining guests, it’s widely accepted that offering alcoholic drink options can warm up a festive occasion — whether it’s summertime cocktails by the cabana or holiday spirits under the mistletoe. If you choose to serve alcohol at your party, though, it's important to be aware of some...

Understanding the Importance of Builders Risk Policies for Home Renovations

As homeowners embark on the exciting journey of renovating their homes, they often focus on the design, materials, and contractors without considering potential risks that could derail their project. One crucial aspect that frequently goes unnoticed is protecting the investment through insurance. Home renovations, whether minor upgrades or major overhauls, can introduce unforeseen risks that might not be covered by standard homeowners' insurance policies. This is where a Builders Risk Policy comes into play.   At Klinger Insurance Group, we understand the significance of safeguarding your investment during the renovation process. Let's delve into the importance of Builders Risk Policies and...

Preventing Frozen Pipes for Businesses

As temperatures drop during the winter months, businesses face the risk of frozen pipes, potentially leading to severe damage, disruption of operations, and costly repairs. At Klinger Insurance Group, we understand the importance of safeguarding your business against such risks. Here's a comprehensive guide on how to prevent frozen pipes and mitigate potential damages this winter season. Understanding the Risks Frozen pipes are a common...