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A Guide for New Dog Owners Part 2

It takes a lot of preparation to care for a new pet! Puppies are especially more challenging, as you have to prepare for a dog for the first time. Follow along with part 2 of, A Guide for New Dog Owners. To learn the new dogs must haves, how to dog proof you're home, what not to feed your dog, and much more. At Klinger...

8 Reasons to Use an Independent Agent for Your Business Insurance

The 8 Benefits of Using an Independent Insurance Agent: 1. Risk Assessment Independent agents are trained in risk assessment.  They can review your business operations and identify major risks. By doing this, you and your agent can prioritize the risks and determine which are insurable. Plus, your agent can also help you decide which risks are worth insuring. 2. Better Customer Service As you go...

5 Ways Businesses Can Reduce Fatigue In Drivers

Employees that drive long distances are prone to fatigue, and can jeopardize everyone's safety. Studies from the Governors Highway Safety Association show that 328,000 crashes per year are caused by drowsy driving, and 109,000 from it resulted in injury and 6,400 caused fatal crashes. What Causes Driver Fatigue? - The length of time that the person is awake, driving, or working. - The time of...

Having an Office in a Downsized Home

The past year has led many companies to allow employees work from home. If you are downsizing your home while working from home, creating an office space can require careful consideration.   Consider Your Lifestyle   You have considered how having a home office can impact your career, family, and recreational goals. When you create a home office it can add expenses and take the...

Condo Insurance vs. Homeowners Insurance

Is there a difference between condo insurance and homeowners insurance? The answer is yes!  What is Condo Insurance?  Condo insurance focuses on the space you own.  This does not include the structure of where you live or the land it's on.  It covers:  - Fire and smoke - Explosions - Wind and hail - Theft - Vandalism - Lightning - Burst pipe  It doesn't cover:...