Skip to the content

Category: Blog

Umbrella Insurance Policy: How it Works and What it Covers

What is an Umbrella Insurance Policy?  An umbrella insurance policy provides coverage above and beyond the typical property insurance. It covers property damage, injuries, personal liability situation, and certain lawsuits. Let’s say you own a rental property, and you buy landlord insurance for that property that covers up to $300,000 in liability. Accidentally, your tenant in that property was injured on the premises and sues you for damages and the cost of the injuries is $500,000. Your landlord policy will cover $300,000 of the injuries, but who will cover the remaining $200,000?...

Top 10 Swimming Pool Safety Tips

Summer is just around the corner and many of us daydream about a cool swimming pool. Here are some swimming pool safety tips in and around the water. Install a safety feature on and around the pool area. Install lifesaving devices like barriers and fences around the pool and be at least four feet in height with self-closing and self-latching gates. Install a door alarm...

Electric Vehicle Chargers

Electric Vehicle Chargers provide electrical power from an AC source to which plug-in vehicles connect. The electric energy is stored in a battery which provides power to the vehicle, just like any other chargeable device or electronic.  These are important to consider in your insurance policies, as they do pose a risk to your property and may not be included in your standard home or auto...

Top 10 Tips to Save Money on Gas

Gas prices are hiking up and we all feel the pain! Gas has become one of the bigger items in all of our monthly expenses. While we may not able be able to control the price of gas there are a lot of ways to cut fuel costs. Here are the top 10 tips to help you to save money on gas. 1.Plan Routes. Combine multiple errands into one trip rather than making several trips on...

Top 10 Tips to Help Prevent Falls from Heights in the Workplace

In the construction industry, falls from heights are the second-leading cause of injury and death in the workplace. Falls from the roof’s edge, lifts, ladders, and scaffolding can cause serious injuries even when the height is perceived to not be dangerous. Did You Know?  In 2020, according to Occupational Safety and Health Administration (OSHA), there were 351 fatal falls out of 1,008 construction fatalities. As a business...