8 Reasons to Use an Independent Agent for Your Business Insurance
Posted by Klinger Insurance Group on
The 8 Benefits of Using an Independent Insurance Agent:
1. Risk Assessment
Independent agents are trained in risk assessment. They can review your business operations and identify major risks. By doing this, you and your agent can prioritize the risks and determine which are insurable. Plus, your agent can also help you decide which risks are worth insuring.
2. Better Customer Service
As you go along processing your insurance needs, you and your agent will develop a personal relationship. Your agent will get to know more about your business, and they will be able to provide more personalized services. Independent agents offer you after-sales customer care too.
3. Hassle-Free Claims
In the event of an accident you can report it to your agent who will then notify your insurer. Your agent can also help you fill out the necessary claim forms and can advocate on your behalf. Agents are very familiar with claim handling procedures which makes the process much smoother for you. You can also discuss with your agent whether or not filing a claim would be beneficial to you.
4. Better Coverage and Best Price
Independent agents represent multiple insurers which allows them to obtain quotes from several sources. Your agent can help you compare and choose the coverage that best suits your needs and with a better price.
5. Licensed Professional
Being a licensed professional, their integrity, confidentiality and knowledge will make you feel at ease. Agents are required to take continuing education training every 2 years to stay current on the latest insurance trends.
6.Independent agents are your neighbors
They share your interest in the community where you live, and understand the benefits and challenges of living in your locale. They are often highly involved in the community, sponsoring youth sports teams, buying from your local businesses, supporting school organizations, and voicing opinions at the monthly Chamber of Commerce meeting. They are right around the corner, ready to help.
7. Lifetime Consultants
Independent agents periodically review your coverage. They are there to help you through all the changes in your life, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy, or looking to cover that retirement condo.
8. Wide Variety of Coverage Options
Independent agents can give you a choice since they represent many insurance companies. No need for you to stick with just one quote from one company. They will also help you save time in filling out applications to different companies. Essentially your independent agent will do the shopping and saving for you.
Having the peace of mind of knowing that you’ve got the right coverage is crucial for you and your business. An independent insurance agent will make the insurance process as easily possible for you! Contact a Klinger Insurance agent for a quote today!